Making Quality Dental Care Accessible to Everyone in Peterborough

We accept government assistance programs, student plans, and private insurance to help our patients access high-quality dental care. Even better, we offer direct billing to help reduce your out-of-pocket costs and make every visit easier from start to finish.

At Kawartha Dental Clinic, this is our mindset: dental care should not be out of reach. That’s why we’ve built our payment options around real people with real situations. So if you’re a student, part of a family plan, or covered under a government program, we welcome you here at Kawartha Dental Clinic.

Handled for you

We submit claims to your insurer often during your visit.

We Accept Most Dental
Insurance Plans

When you contact us, our team asks you about your dental coverage. We’ll do our best to help you use your benefits. We accept the following plans:

Most private insurance plans

Submitted directly on your behalf.

Government and social assistance programs

CDCP, ODSP, HSO, IFHP, NIHB.

Student dental plans

Studentcare and university coverage.

Workplace and union coverage

Sun Life, Manulife, Canada Life, unions.

Government &
Assistance Programs

We serve the entire Peterborough community, including patients covered under provincial and federal programs. If you’re eligible, we’ll help you access the care you need without unnecessary stress.

Private & Workplace Insurance

If you have private or employer-based coverage, you’ll find our process refreshingly simple.
e accept most major insurance providers, including:

Instead of paying upfront and waiting for reimbursement, we submit your claim directly so you only pay what your plan doesn’t cover.

Direct Billing Made
Simple

No one enjoys dealing with insurance forms, but our patients don’t have to do it. We’ve simplified the entire process for you. Here’s how it works:

We submit your claim directly to your insurance provider

No paperwork stress our team handles submission with your insurer.

You only pay the remaining balance (if any)

Pay only the portion not covered by your plan clear and upfront.

Everything is handled quickly and clearly, often during your visit

Most claims process right at the front desk, before you walk out.

Insurance Coverage at a Glance

Here’s a quick look at the insurance coverage plans, helping you understand what you need to bring when visiting your dentist.

Coverage Type
Accepted
Direct Billing
What to Bring
CDCP (Canadian Dental Care Plan)
Typically Covered
Most Plans
Coverage details
OW / ODSP
Typically Covered
Covered
Dental card/eligibility document
Healthy Smiles Ontario
Usually Covered
Case by Case
Child’s eligibility confirmation
IFHP
Partial Coverage
Limited
IFHP documents
NIHB
Usually Covered
Most Plans
Status card/eligibility info
Private Insurance
Typically Covered
Covered
Insurance card
Union Plans
Not Usually
Not Covered
Plan details
Studentcare Network
Typically Covered
Covered
Insurance info

Not Sure About Your Coverage?

Our team at Kawartha Dental Clinic is happy to help you understand your benefits before you sit in the chair. Here’s what you can do next:

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